Features

Everything You Need to Budget Smarter

Powerful features designed for privacy-conscious users who want full control over their finances.

Visual Dashboard

Get a complete overview of your finances at a glance. See income, expenses, savings, and budget progress with beautiful charts and visualizations.

  • Income vs Expenses breakdown
  • Monthly spending trends
  • Budget progress tracking
  • Savings goals visualization
Umbra Budget dashboard showing monthly income vs expenses, budget progress bars by category, and a savings trend chart

Smart Transactions

Track every transaction with ease. Powerful search, filtering, and categorization make it simple to find and organize your finances.

  • Quick transaction entry
  • Advanced search & filters
  • Custom categorization
  • CSV export anytime
Transactions view with search bar, category filters, and a list of categorized income and expense entries

Recurring Transactions

Set up automatic tracking for bills, paychecks, and subscriptions. Never miss a recurring expense or income again.

  • Daily, weekly, monthly schedules
  • Custom recurrence patterns
  • Automatic reminders
  • Skip or pause anytime
Recurring transactions screen showing scheduled bills and paychecks with weekly and monthly cadence indicators

Custom Categories

Organize your finances your way. Create custom categories with colors, icons, and monthly budget limits.

  • Unlimited categories (Pro)
  • Custom colors & icons
  • Monthly budget limits
  • Subcategory support
Custom categories configuration with color swatches, icons, and per-category monthly budget limit fields

AI-Powered Insights

Get intelligent spending analysis and predictions. Our local AI helps you make smarter financial decisions without compromising privacy.

  • Spending pattern analysis
  • Savings recommendations
  • Trend predictions
  • 100% local processing
AI insights panel showing spending pattern analysis, savings recommendations, and a local-processing privacy badge

Beautiful Themes

Make the app yours with dark and light themes plus 10 accent color options. Your app, your style.

  • Dark & light modes
  • 10 accent colors
  • Auto system preference
  • Custom font sizes
Theme settings page with dark and light mode toggles and ten accent color swatches for personalizing the app

Ready to Take Control of Your Budget?

Join thousands of users who trust Umbra Budget with their financial data.

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