Take Control of Your Finances. Privately.
A privacy-focused budgeting app that stores your data locally. No cloud sync, no tracking, no accounts—your financial data stays on your device.
Features
Everything You Need to Budget Smarter
Powerful features designed for privacy-conscious users who want full control over their finances.
Visual Dashboard
See your income, expenses, and savings at a glance with beautiful charts and budget progress tracking.
Smart Transactions
Track every transaction with powerful search, filtering, and categorization. Export to CSV anytime.
Recurring Transactions
Automate bills, paychecks, and subscriptions. Set daily, weekly, monthly, or custom schedules.
Custom Categories
Organize finances your way with custom categories, colors, icons, and monthly budget limits.
AI-Powered Insights
Get intelligent spending analysis and predictions. Uses local AI—no data leaves your device.
Beautiful Themes
Choose from dark and light themes with 10 accent colors. Your app, your style.
Beautiful Visualizations
See Your Finances Come to Life
Interactive charts and graphs help you understand your spending patterns at a glance.
Privacy First
Your Data. Your Device. Your Privacy.
We believe your financial data is personal. That's why Umbra Budget stores everything locally on your device—no cloud servers, no data collection, no compromises.
- 100% local storage—no cloud sync ever
- No tracking, analytics, or telemetry
- No account or login required
- Export your data anytime (CSV/JSON)
AI-Powered Insights
Smarter Budgeting with Local AI
Get intelligent insights without sacrificing privacy. Umbra Budget integrates with Ollama, an open-source local AI platform that runs entirely on your device—analyzing your spending patterns while keeping your data completely private.
Spending Patterns
Understand where your money goes with detailed category breakdowns.
Trend Analysis
Track your spending over time and spot opportunities to save.
Smart Suggestions
Get personalized tips to optimize your budget and reach goals faster.
Pricing
Simple, Transparent Pricing
One payment, lifetime access. No subscriptions, no hidden fees.
Umbra Budget Pro
One-time purchase
- Full dashboard & transactions
- Unlimited custom categories
- Recurring transactions
- AI-powered insights
- All themes & colors
- Priority support
- Lifetime updates
Testimonials
Loved by Privacy-Conscious Users
"Finally, a budgeting app that doesn't want to sell my data. The local-first approach gives me peace of mind."
Sarah M.
"The AI insights are incredibly helpful, and knowing it all runs locally on my device is a huge plus."
James K.
"I've tried many budgeting apps, but Umbra Budget is the only one I trust with my financial data."
Emily R.
FAQ
Frequently Asked Questions
Everything you need to know about Umbra Budget.
All your data is stored locally on your device using secure browser storage. Nothing is ever sent to external servers. You own your data completely.
Still have questions?
Try Umbra Budget risk-free with our 3-day money-back guarantee.